1. SETTING FIRE TO THE GARAGE, THE HOUSE, AND OF COURSE THE CAR
It’s incredible how much trouble individuals are willing to put themselves to in order to try insurance fraud, and it’s even more astounding how quickly things deteriorate. Nicolas DiPuma, a resident of Delaware, is one such example.
DiPuma reported that as he was cooking, neighboring coals caught fire, which caused a fire to start on his wood stove. He asserted that he became anxious and tossed the pail of coals, which fell on the backseat of his convertible, out the door. In his haste, he also unintentionally tossed embers over his sofa, he said. It goes without saying that the cops had no trouble accusing him of insurance fraud.
2. IN THE GAS, A SNAKE TANK
Nothing in this insurance claim relates to snakes aboard the plane. For the driver of a 1971 Jaguar E-Type, it seemed like something from a movie, yet it was all real life.
After only a brief trip, he discovered that his luxury automobile wasn’t operating as smoothly as normal and that the engine had overheated. The situation worsened until the automobile would not even turn over. Once there, a technician determined that the automobile had overheated as a result of a snake wrapping itself around the drive-belt pulleys. The mechanic deserves praise for maintaining his composure!
3. A SNAKE TANK IS IN THE GAS
There is no mention of snakes on the plane in this insurance claim. It felt like something from a movie to the driver of a 1971 Jaguar E-Type, yet it was all real life.
Only a short distance had been traveled when he noticed that his luxury car wasn’t running as smoothly as usual and that the engine had overheated. The issue grew worse till the car wouldn’t even start. When a mechanic arrived, he found that the snake had wrapped itself around the drive-belt pulleys, causing the car to overheat. The mechanic should be commended for keeping his cool!
4. SMOKEY DRIVE
Knowing that smoking and pyrotechnics don’t mix is nearly common knowledge. Unfortunately, it appears that the customer of State Insurance Co. salesperson Mike Rowe missed the memo. Rowe has always kept his phone nearby on July 4th because he acquired a client who enjoyed pyrotechnics and was preparing himself for an expensive insurance claim.
Unfortunately, the call was made after his client had packed his trunk with $1,000 worth of pyrotechnics that were intended to be set off in a field. The pyrotechnics in his trunk were set off when he threw his lighted cigarette out the vehicle window, but he never made it to the field.
5. GAS AND BEAUTY SUPPLIES
Very nothing is similar between gasoline and shampoo. They are both liquids, yes, but that’s about it. They are so unlike from one another in terms of their appearance, scent, and even packaging! This does not, however, prevent someone from “accidentally” replacing it.
British insurance company Elephant published a list of the wackiest insurance claims they’ve ever seen. On the list is a woman who mistakenly thought her shampoo bottle was a gas can. She filled her petrol tank with Herbal Essence of the highest quality. At least the automobile smelt fresh, right? However, good luck when you try to start your automobile after that.
6. SINGLE-WAY LIE
One of the “popular” ways people try to commit insurance fraud is by assigning blame and shifting accountability to others. This is the situation with a driver from the UK. He mistakenly placed himself between two parked automobiles after driving the wrong way down a one-way street, resulting in damage and scratches to both vehicles.
He phoned his insurance company and claimed that the automobiles had dented his car while he was parked rather than taking responsibility. He was charged with insurance fraud after a brief and efficient inquiry, so it goes without saying. Lesson learned: obey driving laws and pay attention to signage.
7. JACKED KANGAROO
Australia has its own distinctive insurance claims. Where else would you find insurance claims involving kangaroos, after all?
British comedian Jasper Carrot discovered some Australian claims that were the result of naughty kangaroo antics. In one instance, a kangaroo crashed through the glass of a car. When help arrived, they discovered the kangaroo seated next to the confused owner on the driver’s seat.
In another incident, a kangaroo ran over a man’s car, damaging it and forcing him to contact his insurance company once more. That is a veritable gold mine of insurance jokes, as Carrot pointed out.
8. CAR vs. COW
It’s fascinating to see animal instincts. It may also be incredibly funny at times. But for this particular fisherman a few years ago, that was not the case. A fisherman wrote in The National Underwriter about his journey to the seaside and how cows were uncharacteristically drawn to his automobile.
They eventually started licking and chewing at it! Evidently, the herd thought his automobile was a salt lick when the salt from the ocean air had adhered to it. Even though it’s funny and an excellent conversation starter, his insurance company was undoubtedly taken aback by it.
9. REALLY RIDING SHOTGUN…
A negligent behavior that was covered by comprehensive insurance was described by Ron Hettler of Hettler insurance. In his account, he resolved a claim for a guy who unintentionally discharged his shotgun through the glass of his automobile. Hettler urged the guy to file a claim even though the majority of people wouldn’t, fearing that no one would believe them after such incompetence.
Only if it can be demonstrated that the incident was caused accidently will the corporation cover it. So, if ever shooting is your go-to stress reliever, it’s preferable to use it in a shooting range rather than in your automobile.
10. A HAMMER AND HAIL
It is insane the extent some would go to in order to obtain an insurance claim. After a significant hailstorm in the 1990s, Block and Hyland, an automobile insurance provider, had to handle several claims. The hail, much of it real, battered and wrecked automobile after car.
However, as things stand, there was a brazen fraudster who attempted to submit a bogus insurance claim following the hurricane. The business dispatched a claims adjuster to examine the hail damage as they could already see something wasn’t right. The owner actually damaged his own automobile with a hammer to obtain insurance, it turns out.